The total volume of deposits (excluding interbank deposits) in the country′ s banking sector increased by 0,20% or by 131,50 million GEL (exchange rate effect excluded volume of deposits increased by 0,44%), compared to the end of October 2025 and constituted 65,71 billion GEL by the end of November 2025. The YoY growth rate of deposits, excluding exchange rate effect, was 13,88%. In November, the volume of term deposits increased by 224,67 million GEL (by 0,72%; exchange rate effect excluded volume of term deposits increased by 0,91%). Demand deposits decreased by 93,17 million GEL (by 0,27%; exchange rate effect excluded volume of demand deposits increased by 0,00%).
The larization ratio of total non-bank deposits constituted 52,09% by the end of November 2025 and increased by 0,87 percentage point (exchange rate effect excluded increased by 0,75 percentage point) compared to the end of October 2025.
The market interest rate on term deposits constituted 6,82%. In particular, the market interest rate for national currency denominated deposits was 8,98% and the market interest rate for foreign currency denominated deposits was 2,43%.
The share of the US dollar in the total volume of foreign currency denominated deposits equals 78,68% and the share of the Euro equals 19,85%.
