The volume of loans issued by commercial banks (excluding interbank loans) in November 2025 increased by 944,67 milion GEL or by 1,39% compared to the previous month (exchange rate effect excluded, increased by 1,62%) and constituted 68,97 billion GEL by the end of November 2025. The YoY growth rate of loans, excluding exchange rate effect, was 13,75%. The volume of loans in national currency increased by 652,59 milion GEL (1,65%) and the volume of loans in foreign currency increased by 292,08 milion GEL or by 1,02% in the same period (exchange rate effect excluded, increased by 1,58%).
By the end of November 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 11,04 billion GEL (2,05% more compared to the previous month), and foreign currency denominated loans constituted 19,35 billion GEL (1,40% more; exchange rate effect excluded volume of lending in foreign currency increased by 1,96 %).
During November 2025, the volume of lending to resident household sector increased by 1,25% or 444,53 milion GEL, and constituted 35,97 billion GEL by the end of November 2025.
Larization ratio for total loans constituted 58,18% by the end of November 2025 and increased by 0,151 percentage point (exchange rate effect excluded, increased by 0,02 percentage point), compared to the end of October 2025.
