The share of non-performing loans in the Georgian banking system is set at 4%.

According to the financial indicators of the first quarter of 2023, "Cartu Bank" has the largest number of non-performing loans in total loans with 20.33% of the non-performing loans in the credit portfolio worth more than GEL 740 million while a volume of the non-performing loans in "Cartu Bank" has decreased by 13 percentage points compared with last year.

Rating of commercial banks by non-performing loans is as follows:

Cartu Bank — 20.33% of non-performing loans ;

VTB Bank Georgia — 16.46% of non-performing loans ;

Halik Bank Georgia — 12% of non-performing loans ;

Ziraat Bank Georgia — 11.65% of non-performing loans ;

Silk Bank — 7% of non-performing loans ;

Terabank - 3.94% of non-performing loans ;

Liberty Bank - 3.92% of non-performing loans ;

Basis Bank - 3.9%of non-performing loans;

Bank of Georgia - 2.96%of non-performing loans ;

Procredit Bank - 2,843%of non-performing loans ;

TBC Bank - 2.24%of non-performing loans ;

Credo Bank - 0.85% of non-performing loans .

Isbank Georgia - 0.40%of non-performing loans;

Pasha Bank Georgia — 0.01% of non-performing loans.