The total volume of deposits (excluding interbank deposits) in the country′ s banking sector increased by 1,54% or by 1,03 billion GEL (exchange rate effect excluded volume of deposits increased by 1,92%), compared to the end of January 2026 and constituted 67,86 billion GEL by the end of February 2026. The YoY growth rate of deposits, excluding exchange rate effect, was 18,46%. In February, the volume of term deposits increased by 1,22 billion GEL (by 3,85%; exchange rate effect excluded volume of term deposits increased by 4,13%). Demand deposits decreased by 190,36 million GEL (by 0,54%; exchange rate effect excluded volume of demand deposits decreased by 0,09%).
The larization ratio of total non-bank deposits constituted 54,03% by the end of February 2026 and increased by 1,41 percentage point (exchange rate effect excluded increased by 1,21 percentage point) compared to the end of January 2026.
The market interest rate on term deposits constituted 7,17%. In particular, the market interest rate for national currency denominated deposits was 9,14% and the market interest rate for foreign currency denominated deposits was 2,35%.
The share of the US dollar in the total volume of foreign currency denominated deposits equals 77,62% and the share of the Euro equals 20,46%.
