The volume of loans issued by commercial banks (excluding interbank loans) in June 2025 increased by 1,57 billion GEL or by 2,42% compared to the previous month (exchange rate effect excluded, increased by 2,09%) and constituted 66,24 billion GEL by the end of June 2025. The YoY growth rate of loans, excluding exchange rate effect, was 15,58%. The volume of loans in national currency increased by 754,29 milion GEL (2,04%) and the volume of loans in foreign currency increased by 813,56 milion GEL or by 2,93% in the same period (exchange rate effect excluded, increased by 2,16%).
By the end of June 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 10,90 billion GEL (2,60% more compared to the previous month), and foreign currency denominated loans constituted 19,10 billion GEL (3,37% more; exchange rate effect excluded volume of lending in foreign currency increased by 2,65 %).
During June 2025, the volume of lending to resident household sector increased by 1,75% or 584,47 milion GEL, and constituted 33,89 billion GEL by the end of June 2025.
Sector Residency Region Larization ratio for total loans constituted 56,92% by the end of June 2025 and decreased by 0,214 percentage point (exchange rate effect excluded, decreased by 0,03 percentage point), compared to the end of May 2025.
