The volume of loans issued by commercial banks (excluding interbank loans) in September 2025 increased by 760,04 milion GEL or by 1,14% compared to the previous month (exchange rate effect excluded, increased by 0,85%) and constituted 67,52 billion GEL by the end of September 2025. The YoY growth rate of loans, excluding exchange rate effect, was 13,32%. The volume of loans in national currency increased by 561,08 milion GEL (1,46%) and the volume of loans in foreign currency increased by 198,96 milion GEL or by 0,70% in the same period (exchange rate effect excluded, increased by 0,03%).
By the end of September 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 10,70 billion GEL (0,58% less compared to the previous month), and foreign currency denominated loans constituted 19,14 billion GEL (0,89% more; exchange rate effect excluded volume of lending in foreign currency increased by 0,23 %).
During September 2025, the volume of lending to resident household sector increased by 1,59% or 549,96 milion GEL, and constituted 35,14 billion GEL by the end of September 2025.
Larization ratio for total loans constituted 57,77% by the end of September 2025 and increased by 0,183 percentage point (exchange rate effect excluded, increased by 0,35 percentage point), compared to the end of August 2025.
