The volume of loans issued by commercial banks (excluding interbank loans) in October 2025 increased by 507,77 milion GEL or by 0,75% compared to the previous month (exchange rate effect excluded, increased by 0,80%) and constituted 68,03 billion GEL by the end of October 2025. The YoY growth rate of loans, excluding exchange rate effect, was 12,71%. The volume of loans in national currency increased by 470,13 milion GEL (1,21%) and the volume of loans in foreign currency increased by 37,64 milion GEL or by 0,13% in the same period (exchange rate effect excluded, increased by 0,25%).
By the end of October 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 10,82 billion GEL (1,07% more compared to the previous month), and foreign currency denominated loans constituted 19,09 billion GEL (0,29% less; exchange rate effect excluded volume of lending in foreign currency decreased by 0,19 %). During October 2025, the volume of lending to resident household sector increased by 1,08% or 378,83 milion GEL, and constituted 35,52 billion GEL by the end of October 2025. Sector Residency Region Larization ratio for total loans constituted 58,03% by the end of October 2025 and increased by 0,260 percentage point (exchange rate effect excluded, increased by 0,23 percentage point), compared to the end of September 2025.
