Non-performing loans account for 4% in the Georgian banking system.


In the fourth quarter of 2023, VTB Bank and Cartu Bank have the highest number of non-performing loans in total loans, Isbank- the lowest.

Rating of commercial banks by non-performing loans:


VTB Bank Georgia – 27.37% of non-performing loans ;


Cartu Bank -16.64% volume of non-performing loans ;

Halyk Bank Georgia – 10% of non-performing loans ;


Pasha Bank Georgia – 8.5% of non-performing loans ;


Liberty Bank – 4.10% of non-performing loans ;


Basis Bank – 3.6% of non-performing loans is ;


Terabank – 3.31% of non-performing loans ;

Procredit Bank - 3.15% of non-performing loans ;


Ziraat Bank Georgia - 2.83% of non-performing loans ;


Bank of Georgia - 2.58% of non-performing loans ;


Silk Bank – 2% of non-performing loans ;

TBC Bank - 1.88% of non-performing loans ;


Credo Bank - 0.70% of non-performing loans ;


Isbank Georgia - 0.37% of non-performing loans.