Share of non-performing loans (NPLs) in the Georgian banking system has decreased this year to 4%.


According to the financial statements of the second quarter of 2024, "Isbank", "Silk Bank" and "Credo" have the lowest NPSs share  in total loans.

Rating of commercial banks by non-performing loans is as follows:


VTB Bank Georgia - 47.63%;

Cartu Bank - 16.74%;

Halyk Bank Georgia - 11%;


Pasha Bank Georgia - 8.22%;


Ziraat Bank Georgia - 4.16%;


Liberty Bank - 4.1%;


Terabank -3.91%;


Basis Bank - 3.59%;

ProCredit Bank - 2.98%;

Bank of Georgia - 2.33%;

TBC Bank - 2.01%;

Silk Bank - 1%;

Credo Bank - 0.88%.

JSC Isbank Georgia - 0.60%.