The volume of loans issued by commercial (excluding interbank loans) in March 2025 increased by 832,22 milion GEL or by 1,33% compared to the previous month (exchange rate effect excluded, increased by 1,70%) and constituted 63,41 billion GEL by the end of March 2025. The YoY growth rate of loans, excluding exchange rate effect, was 16,60%. The volume of loans in national currency increased by 492,16 milion GEL (1,38%) and the volume of loans in foreign currency increased by 340,07 milion GEL or by 1,26% in the same period (exchange rate effect excluded, increased by 2,13%).

By the end of March 2025, the total volume of national currency denominated loans to resident legal entities issued by commercial banks amounted to 10,72 billion GEL (1,02% more compared to the previous month), and foreign currency denominated loans constituted 18,22 billion GEL (1,87% more; exchange rate effect excluded volume of lending in foreign currency increased by 2,78 %).

During March 2025, the volume of lending to resident household sector increased by 1,26% or 402,88 milion GEL, and constituted 32,46 billion GEL by the end of March 2025.

Larization ratio for total loans constituted 56,89% by the end of March 2025 and increased by 0,030 percentage point (exchange rate effect excluded, decreased by 0,18 percentage point), compared to the end of February 2025.