According to the National Bank, as of January 1, 2024, 10.5 million GEL or 6.6% of the 158 million GEL (equivalent in US dollars) issued by banks to cafes and restaurants are problem loans.

Up to 7%, GEL 58.2 million are non-performing loans in US dollars issued for hotel and tourism businesses. 3% are euro-denominated, the volume of problem loans reaches GEL 44 million.

From  August, since the banking sector has adopted international financial reporting standards (IFRS), lending to food facilities increased by 8% to GEL 696 million.

Lending to the hospitality and tourism businesses decreased by 7.7%. up to GEL2.8 billion.