According to the Creditinfo statistics for January 2025, 178,681 borrowers are in arrears from 30 days to 3 years, the number of contracts is 345,347. The volume of verdue loans decreased compared to the previous month and stood at GEL 2,189,331,821.
In total, 369,311 people have current overdue loans (31+).
As of January 2025, 1,942,838 people in Georgia have debt to the financial sector, totaling 51,923,506,480 GEL.
The banking sector accounts for 91% of the total borrowers. As of January, a total of 1,586,063 borrowers have taken out loans from banks in the amount of 47.3 billion GEL. Of the bank borrowers, 83,088 face arrears.
761,573 people are creditors of other financial institutions regulated by the NBG (microfinance, lending entities), the volume of loans issued stood at 3.97 billion GEL. 107,926 borrowers of these financial institutions are in arrears.
22,044 people have taken out loans worth a total of 603.7 million GEL from leasing, construction and other types of companies. 6,493 borrowers are 30 days to 3 years overdue. As of January 2024, the number of active borrowers makes 1,942,838.