The total volume of deposits (excluding interbank deposits) in the country′ s banking sector increased by 1,65% or by 1,02 billion GEL (exchange rate effect excluded volume of deposits increased by 1,76%), compared to the end of July 2025 and constituted 62,99 billion GEL by the end of August 2025. The YoY growth rate of deposits, excluding exchange rate effect, was 11,58%. In August, the volume of term deposits increased by 276,94 million GEL (by 0,95%; exchange rate effect excluded volume of term deposits increased by 1,08%). Demand deposits increased by 745,31 million GEL (by 2,28%; exchange rate effect excluded volume of demand deposits increased by 2,37%).
The larization ratio of total non-bank deposits constituted 50,28% by the end of August 2025 and decreased by 0,05 percentage point (exchange rate effect excluded decreased by 0,11 percentage point) compared to the end of July 2025. The market interest rate on term deposits constituted 6,76%. In particular, the market interest rate for national currency denominated deposits was 9,66% and the market interest rate for foreign currency denominated deposits was 2,59%. The share of the US dollar in the total volume of foreign currency denominated deposits equals 78,78% and the share of the Euro equals 19,08%.
